Is this what I "do" now?!

Ever since I got pregnant, people have been asking me if I'm going to be a stay-at-home mom or go back to work.  I wish I had an answer for them because at this point, I truly don't know. 

There are pros to staying home (and cons) and pros to going back to work.  Plus, there are all of the questions that I ask myself and I don't have answers to my own questions.

Questions I ask myself:

Q:  Do I want to stay home?
A:  Not sure.  I have been on my own for 15 years with my own money and at this point, I'm scared to give that up.  Then again, I have a feeling that once I see the precious baby that I have been blessed with (finally!) that going to work will be the LAST place on Earth I want to be.

Q:  Can we afford the lifestyle I have enjoyed with Josh if I don't work?
A:  Not sure.  We haven't sold our condo and we are about to move in to a new house which means TWO mortgages and taxes and insurance and maintenance...  That's a whole lotta cheddah, yo! 

Q:  If I don't work and stay home with my precious baby, will I be stuck at home because we can't afford to do extra activities like go out to lunch, swim classes, shop, the zoo, etc.?
A:  Who knows?

Q:  If I go back to work, will I be absolutely miserable?  Will the cost of daycare or a nanny override the paltry sum I bring home?
A:  ?

There are a lot more questions, but you get the point.  Since we don't know what the future holds, we are moving ahead by covering all of our basis.  Which means looking for daycare facilities, getting on lists, finding a nanny, etc. in the event that I do have to go back to work.  I want all of this stuff lined up as soon as possible so I can know that my baby is in the best possible hands - if they can't be my own.